Stay Complain, Reduce Risk, and Cover Your Business for the FutureOur approach is designed to provide you with a comprehensive solution. As a PEO, we pair your workers’ compensation program with payroll and other core administrative functions. As a result, you save time, effort and are better positioned to focus on building your business.
Workers’ compensation coverage is designed to cover employees when there is a workplace injury. Not every business is required to purchase workers’ compensation coverage. Each state has different laws and requirements, so you must check with your state’s regulations. Don’t worry If that leaves you with unanswered questions. We would love to start a conversation that answers those questions so that you can make an informed decision. Workers’ compensation insurance protects businesses and organizations from the full cost of an employee’s medical expense–or even lost wages–following an injury in the workplace. It also ensures that every team member is taken care of without risk to your business. While other insurance carriers decline certain types of risks, our carrier partners will not only entertain that business but offer very competitive programs. Some of the risks they cover include: • Start-up companies • Small numbers of employees • No prior coverage • High-risk industries • Bad claims histories Even though no one likes to live in the land of “what if,” the reality is operating a business without proper coverage and compliance can be devastating. It’s the equivalent of walking a tight rope without a safety net. Our mission is to ensure you are positioned to make an informed decision that’s right for your company’s coverage and compliance needs. Some business owners search, struggle, and waste precious time trying to secure workers’ compensation coverage for their company. We take the guesswork out of getting covered and compliant. Simply request a quote to get started. What is Workers' Compensation Insurance?Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
Additional Information about Workers' Comp InsuranceWhile plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).
General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in workers' compensation plans, and negligence is generally not an issue in the case. Contact us to learn more about the right workers compensation insurance for your needs. |