What is Workers' Compensation Insurance?Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
Additional Information about Workers' Comp InsuranceWhile plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).
General damages for pain and suffering, and punitive damages for employer negligence, are generally not available in workers' compensation plans, and negligence is generally not an issue in the case. Handling It All On Our Own Can Feel Overwhelming.We realize that managing workers’ comp coverage, facilitating payroll, and making sure your Truck is covered requires time, manpower, and the right set of skills. Staying compliant is a burden that often becomes overwhelming when you don’t have a trusted partner to rely on. We exist to take care of that administrative burden so that you can get back to business and thrive.
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